‘Move Forward’ sets up a discussion group about digital wallets. ‘Sirikanya’ suggests the government adjust project conditions. Attract small shops to join I’m afraid I won’t fix it. In the end, the money flowed into the big capital’s pocket. “Natthapong” asked for clarity, claiming that the blockchain must be verifiable. Open the information about how many rounds the money spins. Whose pocket does it go into the most?
Sirikanya Tansakul, deputy leader of the Kaew Klai Party, and Natthaphong Ruangpanyawut List of MPs from the Kao Klai Party joined the discussion on digital wallet issues at SOL Bar and Bistro, Future Forward Building, with Sirikanya saying that there is now more clarity about the qualifications of those who will receive digital wallets. Ballet But what is still being questioned is the case of small shops, which the government has recently defined to mean all shops. Not including department stores supermarket Discount store and CashandCarry can therefore be seen to have a very broad meaning.
Including all large chain convenience stores. This makes people worried about where the money from this project will ultimately go.
As for the government saying that spending will begin in the fourth quarter of this year, he thinks it would be good to make this project overlap with two festivals when people return home. namely New Year and Songkran But after evaluating it, I thought it might not be in time. Because there is still the issue of the source of money changing. And at least two more draft bills must be submitted to the House of Representatives in order to raise money to prepare for use. And what he’s most worried about is the Super App, which already has the name “government”. He’s worried about whether the back-end system will be finished in time or not. The responsible agencies are the Ministry of Digital Economy and Society (DE) and the Digital Government Development Agency. Even if there are talented people But there must also be time to test the system.
Natthaphong said A super app is an app
that has the ability to do many things in one app. But in the past, ‘government’ apps could only view information. Still unable to make any transactions. However, he is not worried about whether the Super App will be able to be used in time or not. Because if you make a mask or a basic level, it’s possible. But if we say that the definition of a super app refers to every function of a government service. must appear on that super app He can guarantee that no matter what, it won’t be in time within the 4th quarter of this year. Therefore, it is believed that during the first time the project was launched It will be a government app with the same functions. Add a digital wallet In the future, will it be able to develop into a state super app? In principle, this is not wrong at all. For example, in Estonia or Singapore, there are apps like this where citizens can use all government services.
However, what he views as the most important thing is confidence. If you use the app service on the first day and the app
crashes This will be a big problem. The government has also said it will use blockchain to back up data. But the processing of financial transactions remains centralized. (centralization) Therefore, what the government should come out and speak clearly That is, if they claim that the data is stored on the blockchain. It means that the public can go in and check transactions. (transaction) all but will not know who is who Only the wallet ID will show the transaction. If the government emphasizes that it is a blockchain system, it should make the information public. Over time, it will become apparent that there are whales (Whale) or people who suck money from other people’s pockets. How much is in the system? The economic results of this project will be measurable. How many revolutions does the economy go and finally after it has rotated? Whose pocket is the most money going to?
Sirikanya said that another problem is the conditions for using the money that may cause small shops to not want to join the project.
Because the first round of purchases must only be made at small shops, such as buying grilled pork, if merchants join the project, we can pay. Vendors who sell grilled pork must go and buy raw materials and must pay with a digital wallet. But the problem is if the local pork butcher doesn’t join the project. The seller may not have the money to continue investing. These things can be difficult. This makes stores unable or unwilling to join the project.
Even though the government says it wants this project to support the local economy But with this design method, it can be a hindrance. In the end, the only beneficiaries may be large chain convenience stores that are ready. Zoning restrictions may therefore not be effective. If the conditions are changed to be used with SMEs without area restrictions. It’s probably more beneficial.
There is still approximately 3 months left before store registration opens. The government must create incentives for merchants from upstream, midstream, and downstream to particip
ate as much as possible. For example, there may be additional measures such as tax amnesty. To alleviate the concerns of some stores that are worried about being hit with back taxes. or if the government wants to continue investment There may be low interest loans as an incentive. But in the past I have not heard anything like this from the government.
Sirikanya said that with all the conditions that exist today Create limitations for small shops It makes it even more obvious that the money is about to spin. It may be concentrated in large capital. People who benefit fully is a convenience store Large chain retail stores If the government has not changed the conditions to attract small shops to participate. Money will only go to large capital. This is what we can predict based on the information released by the government.
This prediction can be proven. If blockchain were made transparent You can go in and check and see which wallets have extra money. If the government cares enough to want the money to be d
istributed evenly. There is still time to make changes to make this project more inclusive. Because the goal of this project is only one thing. That is, they want to stimulate the economy to grow GDP by 1.2-1.8%. They don’t want to promote the grassroots economy or distribute income to the people. But if the people help raise their voices, there may be a change in the conditions to improve the income of the little ones. Create more points for SMEs Distribute more income to the community
While Natthaphong said in closing, Another success factor of this project That is, there must be a small shop. Participate as much as you can, so it’s something we can help each other look at first. That is, during the third quarter registration period, the government should reveal the number of registrants. Divided by store type and district. To see that throughout the country Is it really a small shop?
Source: Thai News Agency